2025 Roth Ira Contribution Limits 401k Withdrawal. Early withdrawal penalties on earnings, income eligibility. As kiplinger has reported, if you are younger than 50, the maximum amount you can contribute to a roth 401(k) for 2025 is $23,000.

If you are 50 or older, then the contribution limit increases to $7,500 in. This table shows whether your contribution to a roth ira is affected by the amount of your modified agi as computed for roth ira purpose.